:root{--brand:#123a5c;--brand-dk:#0c2840;--accent:#d24d0f;--accent-dk:#ad3f0c;--ink:#1b242d;--muted:#5a6672;--bg:#f3f5f7;--line:#dce2e8;--wa:#1d7f47;--wa-dk:#16653a;--r:8px;--max:1180px}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:#fff}
img,svg{max-width:100%}a{color:var(--brand)}a:hover{color:var(--accent-dk)}
h1,h2,h3{line-height:1.2;letter-spacing:-.01em;margin:0 0 .6em}h1{font-size:clamp(1.7rem,3.6vw,2.5rem);font-weight:800}h2{font-size:clamp(1.3rem,2.4vw,1.65rem);font-weight:750}
p{margin:0 0 1em}.wrap{max-width:var(--max);margin:0 auto;padding:0 16px}.narrow{max-width:860px}
.ic{width:18px;height:18px;flex:none}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;z-index:99;background:#fff;padding:8px 12px}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px}
.topbar{background:var(--brand-dk);color:#d6e0ea;font-size:.85rem}.topbar-in{display:flex;gap:20px;justify-content:space-between;align-items:center;padding:6px 16px}
.topbar span,.topbar a{display:inline-flex;gap:6px;align-items:center;color:#d6e0ea;text-decoration:none}.topbar a{color:#fff;font-weight:600}
.hdr{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.hdr-in{display:flex;align-items:center;justify-content:space-between;min-height:68px;gap:16px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink)}
.logo-mark{width:40px;height:40px;border-radius:6px;background:var(--brand);color:#fff;display:grid;place-items:center;font-weight:800;font-size:1.3rem;border-bottom:4px solid var(--accent)}
.logo-txt{display:flex;flex-direction:column;line-height:1.1}.logo-txt b{font-size:1.25rem;letter-spacing:.08em}.logo-txt small{font-size:.72rem;color:var(--muted)}
#nav ul{list-style:none;margin:0;padding:0;display:flex;gap:4px}
#nav ul a{display:block;padding:8px 11px;text-decoration:none;color:var(--ink);font-weight:600;font-size:.95rem;border-radius:6px}
#nav ul a:hover,#nav ul a[aria-current]{background:var(--bg);color:var(--brand)}
#nav{display:flex;align-items:center;gap:14px}
.nav-btn{display:none;background:none;border:1px solid var(--line);border-radius:6px;padding:10px 9px;cursor:pointer}
.nav-btn span{display:block;width:22px;height:2px;background:var(--ink);margin:4px 0}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 18px;border-radius:var(--r);font-weight:700;text-decoration:none;border:2px solid transparent;cursor:pointer;font-size:1rem;line-height:1.2;font-family:inherit}
.btn-sm{padding:8px 14px;font-size:.92rem}.btn-block{width:100%}
.btn-accent{background:var(--accent);color:#fff!important}.btn-accent:hover{background:var(--accent-dk)}
.btn-wa{background:var(--wa);color:#fff!important}.btn-wa:hover{background:var(--wa-dk)}
.btn-light{background:#fff;color:var(--brand)!important}.btn-light:hover{background:#e9eef3}
.btn-outline{border-color:var(--brand);color:var(--brand)!important;background:#fff}.btn-outline:hover{background:var(--bg)}
.btn-ghost-light{border-color:#5d7387;color:#fff!important}
.btns{display:flex;flex-wrap:wrap;gap:10px;margin:18px 0}
.eyebrow{text-transform:uppercase;letter-spacing:.08em;font-size:.78rem;font-weight:700;color:var(--accent-dk);margin-bottom:.5em}.eyebrow-light{color:#f2a57c}
.lead{font-size:1.1rem;color:var(--muted)}
.hero{background:var(--brand);color:#fff;padding:52px 0}.hero .lead{color:#d6e0ea}.hero-in{display:grid;grid-template-columns:1.35fr 1fr;gap:40px;align-items:center}
.hero-trust{list-style:none;padding:0;margin:8px 0 0;display:flex;flex-wrap:wrap;gap:8px 22px;font-size:.93rem;color:#d6e0ea}
.hero-trust li,.facts li,.hero-card li{display:flex;gap:8px;align-items:flex-start}.hero-trust .ic{color:#7fd1a3;margin-top:3px}
.hero-card{background:#fff;color:var(--ink);border-radius:var(--r);padding:24px;border-top:5px solid var(--accent)}
.hero-card-tag{display:inline-block;background:#fdeee6;color:var(--accent-dk);font-weight:700;font-size:.78rem;padding:3px 8px;border-radius:4px;margin-bottom:10px}
.hero-card-h{display:flex;gap:10px;align-items:center;font-size:1.2rem;font-weight:800}.hero-card-h .ic{width:28px;height:28px;color:var(--brand)}
.hero-card ul,.facts ul{list-style:none;padding:0;margin:0 0 16px;display:grid;gap:8px;font-size:.95rem}.hero-card .ic,.facts .ic{color:var(--wa);margin-top:3px}
.hero-card-btns{display:grid;gap:8px}
.sec{padding:52px 0}.sec-alt{background:var(--bg)}.sec-h{margin-bottom:.4em}
.sec-head{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:20px}.sec-head a{font-weight:700;text-decoration:none}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:16px}
.card{display:flex;flex-direction:column;gap:6px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px;text-decoration:none;color:var(--ink);transition:border-color .15s,transform .15s}
.card:hover{border-color:var(--brand);transform:translateY(-2px);color:var(--ink)}
.card-ic{width:46px;height:46px;border-radius:8px;background:#e8eff5;color:var(--brand);display:grid;place-items:center;margin-bottom:4px}.card-ic .ic{width:24px;height:24px}
.card-t{font-weight:800;font-size:1.05rem}.card-d{color:var(--muted);font-size:.93rem;flex:1}.card-more{font-weight:700;color:var(--accent-dk);font-size:.9rem}
.card-feat{border:2px solid var(--accent)}.card-feat .card-ic{background:#fdeee6;color:var(--accent-dk)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
.combos{list-style:none;padding:0;margin:0;display:grid;gap:8px}.combos li{display:flex;gap:10px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:6px;padding:10px 14px;font-weight:600}
.combos span{color:var(--accent);font-weight:800}
.steps{counter-reset:s;list-style:none;padding:0;margin:0 0 1.2em;display:grid;gap:10px}
.steps li{counter-increment:s;position:relative;padding-left:44px;min-height:32px}
.steps li::before{content:counter(s);position:absolute;left:0;top:0;width:30px;height:30px;border-radius:50%;background:var(--brand);color:#fff;display:grid;place-items:center;font-weight:800;font-size:.9rem}
.ticks{padding-left:1.2em;margin:0 0 1.2em}.ticks li{margin-bottom:.45em}.ticks li::marker{color:var(--accent)}
.nap{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px}.nap p{display:flex;gap:8px;align-items:flex-start}.nap .ic{color:var(--brand);margin-top:4px}.nap-h{font-weight:800;font-size:1.2rem}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;padding:12px 0;margin:0;font-size:.88rem;color:var(--muted)}
.crumbs li+li::before{content:"›";margin-right:6px}.crumbs a{color:var(--muted)}
.phero{background:var(--bg);border-bottom:1px solid var(--line);padding:30px 0 34px}
.phero-in{display:grid;grid-template-columns:1.5fr 1fr;gap:36px;align-items:start}
.facts{background:#fff;border:1px solid var(--line);border-left:4px solid var(--brand);border-radius:var(--r);padding:20px}
.facts-h{font-weight:800;margin-bottom:10px}.facts-loc{display:flex;gap:6px;align-items:center;font-size:.88rem;color:var(--muted);margin:0}
.layout{display:grid;grid-template-columns:1fr 300px;gap:44px;padding-top:40px;padding-bottom:40px}
.prose{max-width:760px}.prose h2{margin-top:1.6em}.prose h2:first-child{margin-top:0}.prose-wide{max-width:900px;padding-top:30px;padding-bottom:30px}
.note{background:#fff7f2;border-left:4px solid var(--accent);padding:14px 16px;border-radius:0 6px 6px 0}
.side-card{position:sticky;top:90px;background:var(--bg);border:1px solid var(--line);border-radius:var(--r);padding:20px;display:grid;gap:10px}
.side-h{font-weight:800;margin:0}.side-t{font-size:.92rem;color:var(--muted);margin:0}
.side-link{display:flex;gap:10px;align-items:center;background:#fff;border:1px solid var(--line);padding:10px 12px;border-radius:6px;font-weight:700;text-decoration:none}
.faq{margin-top:2.2em}.faq details{border:1px solid var(--line);border-radius:6px;margin-bottom:8px;background:#fff}
.faq summary{cursor:pointer;padding:14px 16px;font-weight:700;list-style:none;position:relative;padding-right:40px}
.faq summary::-webkit-details-marker{display:none}.faq summary::after{content:"+";position:absolute;right:16px;top:12px;font-size:1.3rem;color:var(--accent)}
.faq details[open] summary::after{content:"–"}.faq details p{padding:0 16px 14px;margin:0;color:#34404c}
.narrow .faq{padding:44px 0}
.band{background:var(--brand-dk);color:#fff;padding:36px 0}.band p{color:#c7d3de;margin:0}.band h2{margin-bottom:.3em}
.band-in{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}.band-btns{display:flex;gap:10px;flex-wrap:wrap}
.region{margin-bottom:28px}.chips{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:8px}.chips li{background:var(--bg);border:1px solid var(--line);border-radius:20px;padding:4px 12px;font-size:.92rem}
.form{background:var(--bg);border:1px solid var(--line);border-radius:var(--r);padding:24px;display:grid;gap:12px}
.form label{display:grid;gap:4px;font-weight:600;font-size:.93rem}
.form input,.form select,.form textarea{font:inherit;padding:11px 12px;border:1px solid #bfc8d1;border-radius:6px;background:#fff;width:100%}
.muted{color:var(--muted)}.small{font-size:.85rem}
.ftr{background:#0f1f2e;color:#b9c6d2;padding:44px 0 0;font-size:.93rem}.ftr a{color:#dfe7ee;text-decoration:none}.ftr a:hover{color:#fff;text-decoration:underline}
.ftr-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:30px}.ftr ul{list-style:none;padding:0;margin:0;display:grid;gap:6px}
.ftr-brand{color:#fff;font-weight:800;font-size:1.15rem;margin-bottom:.2em}.ftr-h{color:#fff;font-weight:700}
.ftr address{font-style:normal}.ftr address p{display:flex;gap:8px;align-items:flex-start;margin:.4em 0}.ftr .ic{margin-top:3px}
.ftr-area{margin-top:14px;font-size:.85rem}.ftr-bottom{border-top:1px solid #23384b;margin-top:30px;padding:16px;font-size:.85rem}
.mbar{display:none}
@media (max-width:980px){
 .hero-in,.phero-in,.two,.layout{grid-template-columns:1fr}.side-card{position:static}
 .ftr-grid{grid-template-columns:1fr 1fr}
 .nav-btn{display:block}
 #nav{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:8px 16px 16px}
 #nav.open{display:flex}#nav ul{flex-direction:column}#nav a{padding:12px 8px}
 .topbar-in span:not(:first-child){display:none}
}
@media (max-width:640px){
 .topbar{display:none}.hero{padding:32px 0}.sec{padding:36px 0}.ftr-grid{grid-template-columns:1fr}
 .logo-txt small{display:none}
 body{padding-bottom:62px}
 .mbar{display:grid;grid-template-columns:1fr 1fr 1fr;position:fixed;bottom:0;left:0;right:0;z-index:60;background:#fff;border-top:1px solid var(--line);box-shadow:0 -2px 10px rgba(0,0,0,.06)}
 .mbar a{display:flex;flex-direction:column;align-items:center;gap:2px;padding:8px 0;font-size:.8rem;font-weight:700;text-decoration:none;color:var(--brand)}
 .mbar .ic{width:22px;height:22px}.mbar-wa{background:var(--wa);color:#fff!important}
 .btns .btn{flex:1 1 100%}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important}}